You're so short that you use a ladder to reach a dime.
Ladder to Reach a Dime
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Explanation
Experiment
Explain Bear
Alright, listen up, small fry. This joke is banking on the fact that you're vertically challenged, like a garden gnome. It's saying you're so freakin' short that even picking up a measly dime requires climbing equipment. I bet you need a step stool just to reach the light switch, huh?
Little Apple
*groans*