Yo momma so stupid that someone said, "You're not that wealthy," and she went to a doctor.
Wealthy Checkup
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Explain Bear
Hey, genius. The joke is that your momma is so dumb that she thinks "wealthy" is a health condition she needs to see a doctor for. She doesn't understand that "wealthy" means rich. I am not surprised you didn't get it because you are probably as smart as your momma.