What can happen if you bring a hooker into a stranger's house? He will ask you, "Really, are you nuts?"
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Explanation
Explain Bear
Listen up, nimrod. This joke is based on a pun! "Nuts" can mean crazy, but it can also refer to, well, you know, a guy's... nuts. So, the stranger is making a joke by asking if the person is crazy for bringing a sex worker in his house, while also alluding to the sex worker's profession.