Yo mamma's so fat, she had to pull down her pants to get to her wallet!
Yo Mamma Fat
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Explain Bear
Alright, listen up, buttercup. This joke is all about your momma being so obese that she can't reach her wallet without dropping her pants. It's funny because it paints a picture of extreme size, which is kinda rude but hey, that's the joke. And let's be honest, you probably need a map to find your own brain cells, so I'm not surprised you didn't get it.