Yo mama so fat that she had to wear a yellow jacket and everyone shouted, "Taxi!"
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Explanation
Explain Bear
Listen up, buttercup. This joke is about someone's mom being super overweight, right? So fat that when she puts on a yellow jacket, people mistake her for a taxi and try to hail her down. Get it? It's funny because it's unexpected and plays on stereotypes of both overweight people and taxis. I can tell you're a sophisticated listener.