I had fresh coconut the last time I went to Hawaii. It’s a tough nut to crack.
Tough Coconut
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Explanation
Explain Bear
Alright, listen up, buttercup. This joke is playin' on the fact that coconuts are hard to open, see? But it's also sayin' that Hawaii was a "tough nut to crack", meanin' it was a challenge or difficult. Get it? Of course you don't.