Yo momma's so fat, when she gets in a monster truck, it turns into a lowrider.
Monster Truck Lowrider
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Explanation
Explain Bear
Listen up, buttercup. This joke is about how fat yo mama is. She's so fat that when she gets into a big truck (a monster truck), her weight makes the truck super low to the ground, like a lowrider. Basically, you are saying that yo mama is really big and that's why trucks turn into lowriders. Facts, bruh.