If I had a loonie for every degree I have, I wouldn't have a loonie.
Lack of Degree and Money
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Explanation
Explain Bear
Okay, so listen up, because this is gonna be a tough one for your smooth brain. The dude is saying if he got a Canadian dollar coin (a "loonie") for every college degree he earned, he STILL wouldn't have a single loonie. Meaning he has zero degrees. And knowing your IQ, you're probably in the same boat.