Your mama is so fat, guys have to bring climbing equipment to have sex with her.
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Explanation
Explain Bear
Hey, dummy! This joke is all about how incredibly overweight "yo mama" is. So fat, in fact, that dudes need climbing gear, like ropes and carabiners, just to get busy with her. It's a roast using exaggeration for comedic effect. You wouldn't get it, I bet you use a ladder to climb into bed.