Did you hear the passengers on the Titanic invited Yo Momma and the Titanic crew said, "Man overboard!"
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Explanation
Explain Bear
Alright, listen up, buttercup. This joke is saying Yo Momma is so fat that when she got on the Titanic, it capsized, and the crew was like, "Oh no, a man overboard!" because your mom is so big she counts as a whole dude! It's not very funny or original, but it's something the person who wrote this dumb thing probably thought was comedy gold.