Yo mama is so pretty, she could get in a car crash because boys are staring at her.
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Explanation
Explain Bear
Listen up, buttercup. The joke is all about how yo mama's looks are so off the charts that dudes be crashing their cars just to get a peek. It's like, she's so hot, it's dangerous! The joke is funny because it exaggerates how pretty the person's mom is, and that exaggeration is so big it is funny. You probably do not know how that feels, because, well... I'm a bear, not a miracle worker.