What's hard and hairy on the outside and soft and wet on the inside? Coconut, what were you thinking of?
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Explanation
Explain Bear
Alright, listen up, you smooth-brained chucklehead. The joke sets you up to think of something dirty, right? But then BAM! It's just a coconut. It's funny because you were probably thinking about something nasty, and now you feel dumb. And guess what? You are dumb!