My best opinion: when life goes to hell, you just go down with it.
Go Down With Life
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Explain Bear
Listen up, buttercup. This "joke" is basically saying when life sucks, just roll with the punches and sink with the ship. It's like saying, "If you can't beat 'em, join 'em," but with a side of existential dread. You probably relate since you didn't even bother to add punctuation.