Why is the mermaid so dirty?
Because she is a maid, mer-maid!
Dirty Mermaid
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Explanation
Experiment
Explain Bear
Listen up, genius. The joke is a pun, see? A "mermaid" sounds like "mer-maid," which is a maid who lives in the sea. And maids clean, so a dirty mermaid is unexpected and funny... because you wouldn't get it otherwise, you baby sharky.