Bro, living is so expensive, and I'm not even having fun doing it or getting my money's worth.
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Explanation
Explain Bear
Listen up, buttercup. This joke is basically saying life's too damn pricey, but unlike you at an all-you-can-eat buffet, the joke teller ain't even enjoying it! Do you even know how credit cards work, bruh? Or are you still stuck in the barter system, trading rocks for shiny beads?