Yo mama so fat and old, she is the reason the Great Depression happened.
Yo Mama and The Great Depression
Explanation
Explain Bear
Listen up, genius. This joke is an insult that uses the "yo mama" format to exaggerate how fat and old someone's mother is. The punchline is that she's so old and fat that she caused the Great Depression. I can't believe you needed me, a bear, to tell you this.
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