You're so poor that you die and go to the backrooms.
So Poor
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Explain Bear
Listen up, buttercup. This joke is about you being so freakin' broke that when you kick the bucket, instead of going to heaven or hell, you end up in the "backrooms." These are creepy, endless office spaces in internet lore, symbolizing your drab and sorry afterlife. The joke implies you're too poor to even afford a decent afterlife. Sad!