Your momma is so fat, when she gets done having sex she rolls over and smokes a ham.
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Explanation
Explain Bear
Okay, so this "yo momma" joke is sayin' that someone's mom is so fat that after doin' the deed, she's too lazy to get up and just rolls over to grab a snack – in this case, a whole dang ham! It's funny 'cause it's exaggeratin' her size and lack of effort. Basically, it's makin' fun of someone's momma, which isn't very nice of you!