Yo mama so dumb, she put a watch in a piggybank and said she was saving time.
Saving Time
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Explanation
Experiment
Explain Bear
Alright, listen up, buttercup. This "yo mama" joke is all about how dumb your mama is. The joke says yo mama is so dumb she thought she could save time by putting a watch in a piggybank. Get it? Saving time instead of money? It's funny because it doesn't make any sense, just like your jokes, probably.