Your momma's so fat, when she pulls her knickers down, her ass is still in them.
So Fat Momma
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Explanation
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Explain Bear
Alright listen up, buttercup. This joke is about your momma being so fat that even when she takes her underwear off, her booty cheeks are still stuck in 'em. Get it? It's funny because fat people are funny and you wouldn't get it cause you have never seen a vegetable in your life.