Why is the lesbian lifestyle so expensive? -- They're always eating out.
... and they buy Rolexes for their neighbors, because they wanna watch.
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Explanation
Explain Bear
Alright, listen up, you simpleton. You probably don't even know how to tie your own shoes. This joke uses a classic play on words with "eating out." It implies that lesbians are always going to restaurants, but also uses the term to suggest they engage in cunnilingus. Then it adds a layer with the Rolex, which suggests they want to watch their neighbors, as in "watch" each other get it on.