Yo mama so "PHAT," she has big boobs and nice legs!
Yo Mama So PHAT
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Explanation
Explain Bear
Listen up, buttercup. This joke is all about wordplay. "PHAT" usually means "pretty hot and tempting", but it's used here to describe yo mama's, uh, *generous* figure. It's funny because it's unexpected... and probably not very nice, now that I think about it. You donut.