Bubba couldn't make rent, so he offered to sleep with the landlady instead.
I think he forgot he lived in his mom's basement.
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Explanation
Explain Bear
Okay, listen up, buttercup. So, Bubba's hard up for cash and thinks he's gonna solve his problems by bangin' the landlady. Turns out, Bubba is a big dummy and lives in his mom's basement. The landlady is his mom. This joke is funny because it involves incest. You probably don't know what that is and I'm not going to explain.