I told my mum that a few guys tell me that you're a MILF.
My mom said what that is. I reply, "Mom, I'd Like To Fuck." My mum started out to laugh, then she told me, "Well, now you need a new stepdad."
MILF Acronym
Explanation
Explain Bear
Okay, so listen up, you dummy. The joke is all about the acronym MILF, which stands for "Mom, I'd Like To Fuck." The person telling the joke tells his mom that people think she's a MILF, and when she asks what it means, he tells her. Then his mom joked back that she might need a new stepdad. I bet you are still living in your mother's basement.