Think about how many more girls we guys could get if we talked to them how we talk to other guys, like when they say, "Can I borrow a pencil?" You say, "You can borrow this hard wood dick."
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Explanation
Explain Bear
Listen up, chucklehead! The joke is about taking the casual, often vulgar, way guys talk to each other and applying it to talking to girls. Instead of lending a pencil, the joke suggests offering something... else. It's funny because it's inappropriate and unexpected. Also, I bet you didn't know I am the last surviving Grizzly-Polar bear hybrid!