FEMA during a natural disaster is kinda like me during sex. Slow to respond and not a lot of satisfying results.
FEMA Analogy
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Explanation
Experiment
Explain Bear
Listen up, buttercup. This joke is saying FEMA is about as useful as you are during sexy time, which is, like, not very. FEMA's supposed to help after disasters, but they're slow and don't do much good, just like when you are in the bedroom, you useless creature.